Can You Get a Loan While on Disability?

If you’re receiving disability benefits and need short-term financial help, you may be wondering if a loan is even an option. The good news is that at Cash Stop Loans, we work with individuals on disability income every day. Whether you’re receiving CPP Disability or provincial support, we offer straightforward solutions that meet the standards of consumer protection and responsible lending.

Yes, You Can Apply While on Disability

Disability income is a valid and accepted source of income when applying for a loan with us. If you’re facing an unexpected bill, need to catch up on essential expenses, or just need a little extra to get through the month, we can help you explore short-term options that make sense for your situation.

How It Works

Our process is designed to be simple, transparent, and compliant with all consumer lending regulations. Here’s how it works:

  1. Apply online or in-store

  2. We verify your income, including disability benefits

  3. You receive a fast decision based on current lending criteria

  4. If approved, you receive your funds quickly

Every application is reviewed individually, and our team works to ensure that the solution offered is both responsible and suitable for your current financial position.

What Makes Cash Stop Different

We follow regulated lending practices and take care to ensure clients understand their options fully before proceeding. We are proud to offer:

  • Clear and upfront fee disclosures

  • Respect for your time and your financial situation

  • Service from real people who take the time to explain everything

A Note on Responsible Borrowing

Short-term payday loans are designed to assist with temporary financial needs. If you’re experiencing ongoing financial challenges, we encourage you to also seek out community resources or budgeting support that can offer more sustainable, long-term assistance.

We’re Here to Support You

If you’re receiving disability benefits and need a short-term financial solution, Cash Stop Loans is here to help. With respectful service, compliant lending practices, and a clear process, we’re committed to providing options that work for real life.

Cost of Borrowing

British Columbia Resident Agreement

Maximum charges permitted in British Columbia for a payday loan: 14% of the principal

We charge: 14% of the principal

Maximum charges permitted in British Columbia for a payday loan: 14% of the principal
We charge: 14% of the principal

For a $300.00 loan for 14 days:

Total cost of borrowing = $42.00
Annual Percentage Rate =365% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act.
License Number: 49756

Cost of Borrowing

British Columbia Resident Agreement

Maximum charges permitted in British Columbia for a payday loan: 14% of the principal

We charge: 14% of the principal

Maximum charges permitted in British Columbia for a payday loan: 14% of the principal
We charge: 14% of the principal

For a $300.00 loan for 14 days:

Total cost of borrowing = $42.00
Annual Percentage Rate =365% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act.
License Number: 49756

BC Consumer Protection License