Borrow Smarter in BC

Borrow Smarter with Short-Term Loans: Avoid Costly NSF Fees Managing unexpected expenses or bridging the gap between paydays can be challenging, especially when your bank account balance is running low. For British Columbians, short-term loans offer a practical solution to avoid the frustration of Non-Sufficient Funds (NSF) fees, which can cost anywhere from $45 to …

Cost of Borrowing

British Columbia Resident Agreement

Maximum charges permitted in British Columbia for a payday loan: 14% of the principal

We charge: 14% of the principal

Maximum charges permitted in British Columbia for a payday loan: 14% of the principal
We charge: 14% of the principal

For a $300.00 loan for 14 days:

Total cost of borrowing = $42.00
Annual Percentage Rate =365% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act.
License Number: 49756

Cost of Borrowing

British Columbia Resident Agreement

Maximum charges permitted in British Columbia for a payday loan: 14% of the principal

We charge: 14% of the principal

Maximum charges permitted in British Columbia for a payday loan: 14% of the principal
We charge: 14% of the principal

For a $300.00 loan for 14 days:

Total cost of borrowing = $42.00
Annual Percentage Rate =365% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act.
License Number: 49756