New Customer Loan

I certify that all information provided on this application and any other documentation provided by myself to CASH STOP LOANS INC. (“Cash Stop”) is true and correct to the best of my knowledge. I understand and give permission for Cash Stop to use and verify this information in order to qualify me for a short-term loan. I further understand that Cash Stop will not disclose my personal information to any other parties, unless in the event that I default on my loan. In the event I do default on my loan, I give permission for Cash Stop to disclose my information in order to collect any outstanding debt. I may periodically provide to Cash Stop and/or its agents, affiliates, successors, and assigns (collectively “Cash Stop”), and Cash Stop may periodically collect from or about me, certain personal information and records which may include among other things: name; current home and work addresses (including email addresses); previous addresses; current phone numbers (home, work, or other); physical descriptors and
any such other identifiers (including, but not limited to, date of birth and Social Insurance Number); credit history, including credit reports; next of kin; personal references; source and amount of income; financial information necessary to verify my creditworthiness; transactions with Cash Stop; and agreements and other documents pertaining to transactions with Cash Stop (“My Personal Information”). I authorize Cash Stop and its agents or assigns to exchange my personal information on an ongoing basis with credit bureaus and permit such organizations to verify my personal information in order to protect me, ensure the completeness of the information, and maintain the integrity of the credit-granting system,
and to co-operate with local, provincial, and national authorities in the investigation of unlawful or improper activities in order to protect myself and Cash Stop from fraudulent transactions.
I understand that Cash Stop collects, uses and/or discloses My Personal Information for any
or all of the following purposes:

(1) to obtain credit information and credit reports on me from credit
reporting agencies to assess credit history and credit worthiness and to
confirm accuracy of information provided by me;(2) to confirm my identity;
(3) to meet legal and regulatory requirements; (4) to confirm details of my
employment; (5) to collect a debt that may become owed to Cash Stop; (6) to
evaluate, complete, facilitate, or otherwise as part of any business transaction or
prospective business transaction involving Cash Stop, which may include but
are not limited to the purchase or sale of the whole, part, or any assets of Cash
Stop, the making of a loan or other financing to Cash Stop, and the creation of a
charge or taking of security interest in or on any assets of Cash Stop, (generally
“Business Transaction”), and as may be required to be disclosed to, or collected
and used by, third parties from time to time for the purposes of same; and (7) to
facilitate and allow verification of my transactions, including but not limited to
origination, payment and charge-off of my loan, with Cash Stop, by third parties
which may be located in the United States of America (“USA”), and as may be
required from time to time as part of any Business Transaction involving Cash
Stop. I agree that by using the services of Cash Stop, I am consenting to Cash
Stop and the third parties referenced above collecting, using and disclosing My
Personal Information for these purposes. I agree that My Personal Information
provided to Cash Stop shall be accurate and complete; if there is a change in My
Personal Information. I agree to advise Cash Stop prior to obtaining further
products or services from Cash Stop. I also authorize Cash Stop to utilize My
Personal Information for the purpose of offering, arranging or providing a
payday loan, as permissible by law. Upon giving reasonable notice to Cash
Stop, I understand that I may withdraw my consent to Cash Stop using My

Personal Information or providing to third parties for these purposes (subject to
legal or contractual limitations). For more information on Cash Stop’s policies
and procedures relating to management of My Personal Information, I may
contact Cash Stop at #7 724 Sydney Ave Kamloops, British Columbia,
V2B1M9, or (250) 376 8787, Attention: Privacy Officer.
I acknowledge that creating an online account on cashstop.ca and/or on any
mobile applications does not oblige Cash Stop to provide any service or product
to me. When obtaining services from Cash Stop I am acting in my own capacity
and not on behalf of a third party. If I intended to obtain a service on behalf of a
third party I will notify Cash Stop.
I agree that “Claim”, includes a claim, dispute or controversy arising out of or
relating to any product or service provided by Cash Stop to me. I agree that any
action involving any Claim shall be commenced whether by me or Cash Stop
within one (1) year after the date on which these Terms and Conditions were
executed, failing which no such action can or shall be commenced.
Alternative Dispute Resolution. I agree that, if any party requests mediation to
resolve any Claim, then such mediation shall be a precondition to any party
commencing or continuing any court proceedings of whatever kind. The Claim
will be referred to private and confidential mediation before a single mediator
jointly appointed by the parties and the cost of the mediator will be paid by Cash
Stop. The parties may elect to proceed with the mediation in person, in writing
only or electronically using an internet or online mediation service jointly
appointed by the parties. In the event the parties are unable to resolve any such
Claim by mediation, the parties agree to have the Claim determined by private
and confidential arbitration before a single arbitrator jointly appointed by the
parties and the cost of the arbitrator will be paid by Cash Stop. The parties may
elect to proceed with arbitration in person, in writing only, or electronically
using an internet or online arbitration service jointly appointed by the parties. I
agree that the joinder or consolidation of any such action by either me or Cash
Stop with the action or actions of any other persons is not permitted and further
agree that I will not request and I will oppose any such joinder or consolidation.
I also agree not to commence or participate in any class action either as a
representative plaintiff or as a member of a plaintiff class, and to opt out of any
class action if the class action involves any claim..
I understand that cookies are small data files placed on my computer by a
website. They may store and transmit information to websites that I visit. I
understand that www.cashstoploans.ca uses cookies on its website to:
 Help provide its on-line products and services to me
 Market those products and services
 Analyze the flow of traffic to its website
 Analyze and track the traffic of website users from page to page within
its website
I understand that third party vendors, including Google, may:

 Show Cash Stop’s ads on websites on the internet
 Use cookies to serve ads based on my prior visits to Cash Stop’s website
I may accept or decline cookies through the configuration settings of my web-
browser. I may also opt out of Google’s use of cookies by visiting the Google
advertising opt-out page.
Pixel tags (or clear gifs) are small transparent graphic images placed on a
website that are not normally visible to the user. They provide non-identifiable
information about my usage of the website. I understand that
www.cashstoploans.ca uses pixel tags to:
 Note pages visited on its website
 Assist in the administration of affiliate accounts
I further consent and agree to use and accept electronic signatures, electronic
records, and electronic disclosures in connection with any and all transactions I
have with Cash Stop, and specifically consent and agree to Cash Stop delivering
any agreements and associated documentation, information, and records,
including but not limited to disclosures, receipts, and notices (collectively
“Documents”), to me by email sent to the address provided by me. I understand,
acknowledge, and agree that I can access electronic records and that I may also
request a paper copy of the Documents at any time and at no charge. I further
consent and agree that Cash Stop may contact me at any address, email or
telephone number I have provided to Cash Stop. This Agreement is effective
from the time I sign this Agreement, irrespective of whether my interactions,
dealings, transactions, or otherwise with Cash Stop result in a loan agreement,
until such time as I withdraw my agreement and consent to this Agreement.

I agree to the Personal Information Consents and Representations Agreement
by checking the “Agree and Continue” button below.